Wonder Merchant Services

Platform: Web (React Native), Json

Wonder Payment Link and Open API is an integration system developed for merchants online payment acceptance supporting and integrated with multiple payment schemes like Visa, Mastercard, Alipay, WeChat Pay, Google Pay, Apple Pay and more. And with Recurring Payment mode enabled, Wonder Payment Link and Open API can also facilitate highly flexible and reliable recurring payment transactions, both merchant and end-user to link their credit cards as Wonder saved wallet tokens and realise fiat payment acceptance.

With Bank/ e-Wallet integration, Wonder Payment Link to allow merchant to accept online payments and top-up funds without any development needed.

Add Fund Integrations:

eDDA (DBS HK), Alipay HK Auto Debit, WeChat Pay Auto Debit, Card tokenization and Merchant-Initiated Transactions (MITs)

Payment Intent Flow

Auto Debit Binding Process

sequenceDiagram
Wonder SDK ->> Backend: user checkout with Alipay HK/ Wechat Pay
Backend ->> Wallet API: check bind status with API
Wallet API ->> Backend: return result
Note right of Backend: If user has not signed
Backend -->> Wallet API: call signing API
Wallet API -->> Wonder SDK: redirect to wallet auto debit page
Wonder SDK -->> Wallet API: user confirm authorization
 Wallet API -->> Backend: return binding access token
Note right of Backend: End condition
Backend ->> Wonder SDK: redirect to authorization completed

• Alternative Solutions: App developers or merchant directly integrating with each pay-in method
• Business Model: Transaction Rates
• Key Findings: With similar integration flow, however, Alipay HK Auto Debit allows end users to authorise payment to merchant/Wonder unlimited times without requiring users to disable previous binding agreements, while WeChat dose not. Therefore, making the steps to check for end users previous bind status completely necessary.